financialWe want to help remove financial barriers so you and your family can get the dental treatment you need. Many patients have some type of dental insurance, and we are able and pleased to assist you in maximizing your benefits. We believe that our very insurance-friendly office is one of the things that sets us apart from the rest! We also understand that not all of our dental families have dental insurance, and we want you to rest assure that we have payment options to meet most patient’s needs. All three of our  Charlotte and Concord, NC dental offices offer discounts for paying in full at the time of treatment, up to 12-months same-as-cash financing, and in-house payment plans, no credit check financing.

Dental Insurance

At your first visit to Modern Family Dental Care, we will ask for current insurance information. We may ask you to confirm this information at subsequent visits so we can remain up-to-date and fully informed to serve you. We accept most insurance plans and are in-network with the major insurance plans. We do not accept DSOs or Medicaid. Insured patients will receive cost estimates broken down by insured and uninsured costs.

For patients covered by insurance, we will accept assignment of benefits. This means that you sign the portion of your insurance that “assigns” payment to our office. Most dental insurance typically covers 50-70% of dental care. Please note that estimates are based on information provided by your insurance and not a guarantee of payment. Only after a claim is submitted and reviewed by your insurance company can final payment be determined. As a courtesy, we file claim forms electronically, provide postage for special claims, and track claims for you

Dental Payment Plans & Financing

At Modern Family Dental Care, your dentist in Concord, NC and dentist in Charlotte, NC, we accept cash, checks, debit, and most major credit cards. We also offer an in house dental financing payment plan option and 3rd party financing through LendingClub™ and CareCredit™, for those who qualify, because we understand that monthly payments can help you fit dental care into your budget. With our Financial Agreements, you can finance 100% of your dental treatment with no hidden fees. Our Financial Arrangements allow for flexible payments so you can find an option that works well for you and your family! Also, ask about our “same-as-cash” financing.

Your Charlotte dentist and Concord dentist, offer discounts for paying in full at the time of treatment, up to 12 months same-as-cash financing, in-house payment plans, no credit check financing with SimplePay. We strive to provide dental payment plans, dental financing, and special offers so we can be the most affordable dentist in Concord, NC and Charlotte.